Property
Rent vs. Buy Calculator
Whether renting or buying works out cheaper over your horizon.
Buy
Rent & horizon
Over 10 years, cheaper to:
Buying
Buy net cost RM 23,512 vs rent RM 247,620
Buying "net cost" = down payment + repayments − the equity you get back when you sell (after ~3% selling costs). Renting frees up the down payment — factor in what you could earn investing it.
FAQ
Does it include appreciation?
Yes — set an expected annual property appreciation and it compares total cost of buying (loan interest, fees, less resale) vs renting.
More Property calculators: Mortgage, House Affordability, Rent, Debt-to-Income (DSR), Rental Property, ROI, Payback Period.