Property
House Affordability Calculator
The most expensive home you can buy on your income and DSR.
Home you can afford
RM 891,883
Loan up to RM 802,695 · RM 3,700/mth
Banks typically cap DSR at 60–70% and lend up to 90% (1st/2nd home). Your real limit also depends on credit history.
FAQ
What is DSR?
Debt Service Ratio — your total monthly loan commitments ÷ net income. Malaysian banks typically cap it at 60–70%.
How much down payment?
Usually 10% (90% margin of finance) for a 1st or 2nd property; 30% for a 3rd.
More Property calculators: Mortgage, Rent, Debt-to-Income (DSR), Rental Property, Rent vs. Buy, ROI, Payback Period.