Investment
Investment Calculator
Project the future value of an investment plan.
End balance
RM 300,851
Starting amount RM 10,000
Total contributions RM 120,000
Total interest RM 170,851
Starting amount3%
Contributions40%
Interest57%
Starting amountContributionsInterest
Accumulation schedule
| Year | Deposit | Interest | Ending balance |
|---|---|---|---|
| 1 | RM 6,000 | RM 919 | RM 16,919 |
| 2 | RM 6,000 | RM 1,419 | RM 24,339 |
| 3 | RM 6,000 | RM 1,956 | RM 32,294 |
| 4 | RM 6,000 | RM 2,531 | RM 40,825 |
| 5 | RM 6,000 | RM 3,148 | RM 49,973 |
| 6 | RM 6,000 | RM 3,809 | RM 59,782 |
| 7 | RM 6,000 | RM 4,518 | RM 70,299 |
| 8 | RM 6,000 | RM 5,278 | RM 81,578 |
| 9 | RM 6,000 | RM 6,094 | RM 93,671 |
| 10 | RM 6,000 | RM 6,968 | RM 106,639 |
| 11 | RM 6,000 | RM 7,905 | RM 120,544 |
| 12 | RM 6,000 | RM 8,910 | RM 135,455 |
| 13 | RM 6,000 | RM 9,988 | RM 151,443 |
| 14 | RM 6,000 | RM 11,144 | RM 168,587 |
| 15 | RM 6,000 | RM 12,383 | RM 186,971 |
| 16 | RM 6,000 | RM 13,712 | RM 206,683 |
| 17 | RM 6,000 | RM 15,137 | RM 227,820 |
| 18 | RM 6,000 | RM 16,665 | RM 250,486 |
| 19 | RM 6,000 | RM 18,304 | RM 274,790 |
| 20 | RM 6,000 | RM 20,061 | RM 300,851 |
Long-run Malaysian equity/unit-trust returns are often modelled at 5–8% p.a. before fees; EPF has averaged ~5–6% dividends.
FAQ
What return should I assume?
Be realistic — Malaysian equity/unit-trust long-run returns are often modelled at 5–8% p.a. before fees.
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